How It Works
1
Get Started
Choose the path that works best for you:
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QuickStart🚀 Ready to begin your credit repair journey today? Jump straight in.
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Free 10-Min Consultation📞 Have questions or want guidance first? Schedule a short call.
Both paths lead to your secure client portal, where you:
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Upload your ID, Social Security card, and proof of residence
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Review and sign your service agreement
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Sign up for credit monitoring with Credit Hero Score ($20/month) – this is separate from your program fees and is required to track your credit in real time. Monitoring ensures you can see accurate, up-to-date scores as disputes are processed. This keeps you informed and lets us measure progress every step of the way.
2
Credit Audit & First Month of Services
($199 one-time fee)
After your documents are submitted we:
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Complete a comprehensive credit review from all three major credit bureaus (Equifax, TransUnion, Experian)
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Analyze credit utilization, review negative information, and identify missing positive items
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Build a personalized credit strategy and next-step recommendations
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Begin your first month of credit repair services, including dispute preparation and initial bureau contacts
3
Ongoing Credit Repair ($99 monthly subscription)
Beginning the second month, ongoing monthly services are only $99! Monthly services include:
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Drafting and sending dispute letters to credit bureaus and/or creditors
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Reviewing credit report updates and tracking dispute results
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Providing credit-building education, ongoing support, and strategic coaching